Real estate provides a hedge against inflation because property values and rental income tend to rise with the cost of living. While property markets fluctuate, history shows that real estate outperforms cash savings in the long run.

Looking back to lesson 1 – we saw the median price for Wallan in 2019 at $496,750 and $620,000 in 2024. In five years the median price grew about $123,000 or almost $25,000 per year (or on average over $2000 per month).

Now while you might say with some diligence you can save $2000 per month, the reality is you would either be living in your own home instead of saving or having a tenant pay a large proportion of your mortgage as an investor.

Avoiding investment due to fear of risk is a risk in itself. The key is to make informed decisions and invest in quality locations with strong growth potential.

“Fortuna Fortis Adiuvat” – fortune favours the brave